File an Insurance Claim

How Insurance Underwriters Helps With Claims

How to File an Insurance Claim

Insurance Underwriters helps policyholders understand claim next steps and connect with the appropriate carrier process for home, auto, life, commercial, and specialty coverage.

[heading]How to File an Insurance Claim[/heading]
1. Make Sure Everyone Is Safe
Address urgent safety needs first and prevent further damage when appropriate.

2. Gather Your Policy and Incident Details
Have your policy number, date, time, location, and a short description of what happened ready.

3. Document the Damage or Loss
Collect photos, video, receipts, repair estimates, reports, or an inventory list that may support your claim.

4. Contact Our Claims Team
Use the form below, call 305.985.5228, email Claims@InsuranceUnderwriters.com, or contact Insurance Underwriters for help identifying the correct carrier process.

5. Submit Required Carrier Forms
Complete any required carrier forms and provide supporting documentation requested by the carrier or adjuster.

6. Track Adjuster Communications and Claim Status
Keep your claim number, adjuster contact information, status updates, and next steps in one place.

[heading]What to Have Ready Before You File[/heading]
Policy number; incident date, time, and location; description of what happened; photos or videos; police, fire, or incident report if applicable; receipts, repair estimates, invoices, or inventory list; and best contact information.

[heading]Claims Contacts[/heading]
Call us at 305.985.5228 to speak with a licensed claims management specialist. You may also email or fax claim information to our claims department: Claims@InsuranceUnderwriters.com or Fax 305-946-1511.

[heading]Insurance Claim FAQs[/heading]
How do I file an insurance claim?
Make sure everyone is safe, document the loss, gather policy details, and contact Insurance Underwriters or the appropriate carrier claim channel for the next step.

What information do I need to file a claim?
Have your policy number, incident date/time/location, description of what happened, photos or videos, reports, receipts or estimates, and current contact information ready.

Should I call Insurance Underwriters or the carrier first?
Claim instructions can vary by carrier and policy. Insurance Underwriters can help clients identify the correct carrier process and next step.

How long does an insurance claim take?
Claim timelines vary by carrier, policy, claim type, documentation, and adjuster review.

For related coverage questions, review our personal insurance policies, commercial insurance policies, home insurance claims, auto insurance claims, life insurance coverage, or schedule an appointment.