Call Us:
Contact us
305-900-2823
Send us email!
House insurance Quote
Contact details:
Travel insurance Quote
Contact details:
Life insurance Quote
Level of protection:
Contact details:
Car Insurance Quote
Contact details:
Your car:
Personal Auto Quote
Do you currently have car insurance?
When do you want your policy to start?
In the last 5 years, how many auto claims were reported?
Contact details
Call Us:
Home insurance protects your most valuable asset against fire, theft, windstorm, flood, and other covered perils. Whether you own a single-family home, a condominium, or a high-value property, the right homeowners policy covers the structure, personal belongings, and liability if someone is injured on your property. For luxury homes, waterfront estates, and high-value dwellings, we access carriers that offer elevated dwelling limits, guaranteed replacement cost, and enhanced coverage for fine finishes and custom features. Florida homeowners face unique risks including hurricanes and flooding, making comprehensive coverage essential. Explore home insurance coverage and quote options.
Auto insurance provides liability and physical damage protection for your personal vehicles. Florida law requires minimum coverage, but a comprehensive policy adds collision, uninsured motorist, and medical payments protection. The right auto policy safeguards your finances if you cause an accident, your car is stolen, or you are hit by an uninsured driver. Learn more about auto insurance.
Life insurance provides a lump-sum death benefit that protects your family's financial future. Term life insurance offers affordable coverage for a set period, while whole life insurance builds cash value over time. The right policy depends on your income, debts, dependents, and long-term financial goals. Our agents help you evaluate your needs and customize a policy that gives your loved ones peace of mind. Learn more about life insurance.
Standard homeowners policies often limit or exclude coverage for high-value items like jewelry, fine art, antiques, watches, and collectibles. A dedicated jewelry and fine art policy provides agreed-value coverage that pays the full appraised amount in the event of loss, theft, or damage. For high-net-worth individuals with extensive collections, we recommend scheduled coverage that itemizes each piece and provides worldwide protection, including accidental breakage and mysterious disappearance. Whether you own engagement rings, luxury watches, fine art paintings, or family heirlooms, specialized coverage ensures they are fully protected at their appraised value.
When your personal assets exceed the liability limits of your home or auto policy, an umbrella policy provides an extra layer of protection. Umbrella insurance covers legal fees, settlements, and judgments that go beyond your underlying policy limits. It is an affordable way to guard against the high cost of litigation, especially if you own property, have significant savings, or face higher-than-average liability exposure.
If you own a yacht, boat, jet ski, or other personal watercraft, dedicated marine insurance covers liability in case of an accident, hull damage, towing, theft, and even pollution liability. Yacht owners benefit from specialized coverage that includes agreed-value hull protection, navigational limits for coastal and international waters, and coverage for tender vessels and personal effects. Florida's waterways make boating a popular activity, but accidents on the water can be costly. A proper yacht and watercraft policy keeps you covered on every outing.
Travel insurance protects you when unexpected events disrupt your plans. Coverage typically includes trip cancellation and interruption, emergency medical expenses, baggage loss or delay, and emergency evacuation. Whether you are planning a cruise, international vacation, or business trip, travel insurance gives you confidence that your investment and your health are protected while you are away from home.
| Coverage Type | What It Covers | Who Needs It |
|---|---|---|
| Home Insurance | Dwelling, personal property, liability, additional living expenses | Homeowners and condo owners |
| Auto Insurance | Liability, collision, comprehensive, uninsured motorist | All vehicle owners and drivers |
| Life Insurance | Death benefit, cash value (whole life), income replacement | Anyone with dependents or debts |
| Jewelry & Fine Art | Agreed-value coverage for high-value personal items | Owners of jewelry, art, antiques, collectibles |
| Umbrella Insurance | Excess liability beyond home and auto policy limits | High-net-worth individuals and property owners |
| Yacht & Watercraft Insurance | Liability, hull damage, towing, theft, pollution | Boat, yacht, and personal watercraft owners |
| Travel Insurance | Trip cancellation, medical emergencies, baggage, evacuation | Travelers planning vacations or international trips |
Protect What Matters Most — Get a Free Quote
Every family's insurance needs are different. Let our experienced team compare coverage options from over 200 carriers and build a personal insurance plan designed for your life. Whether you need a single policy or a comprehensive package, we are ready to help. Schedule a Consultation Or call us today at 305-900-2823 for a personalized quote.Company informations
InsuranceUnderwriters.com
3050 Biscayne Blvd
Suite 700
Miami, FL 33137
Contact details
E-mail address:
Info@InsuranceUnderwriters.com
Main Phone:
305-900-2823
Hours of operations
8:30AM - 5:00 PM EST. Monday - Friday
If your home is valued at $750,000 or more, sits on waterfront property, or includes luxury features like custom kitchens, premium finishes, and smart-home systems, standard homeowners insurance may not provide adequate coverage. High-value homeowners insurance is designed for properties that exceed typical policy limits, offering guaranteed replacement cost, higher dwelling limits, and specialized coverage for fine art, jewelry, and valuable personal property. Our independent brokers have access to carriers that specialize in high-value homes throughout Florida, ensuring your most valuable asset is protected at its true replacement value.